Breaking free of the credit treadmill is something we all need to do. Currently the average US taxpayer carries over eight credit cards in their pockets every single day, and owes over twelve thousand bucks on those cards. This is quite sad and one of the many reasons our economy is doing so poorly. These consumers need to realize they are throwing away their future paychecks by racking up credit card debt, they should look into employing a reliable debt relief service to get them out of debt for the rest of their lives. Fleeing the nightmares of consumer debt should be a high priority if you do not want to deal with extremely harsh financial times.